Privacy Policy

AffordableCarInsurance.ca (the “website”) is owned and operated by BrandableGroup.com

Purpose
The purpose of this privacy policy is to inform users of our website use of the following:

1. The personal data we will collect.
2. Use of collected data.
3. Who has access to the data collected.
4. The rights of website users; and
5. The websites cookie policy.

This Privacy Policy applies in addition to the terms and conditions of our Site.

Consent
By using our website users agree that they consent to:

1. The conditions set out in this Privacy Policy; and
2. The collection, use, and retention of the data listed in this Privacy Policy.

Personal Data We Collect
We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.

Data Collected Automatically
When you visit and use our Site, we may automatically collect and store the following information:

1. IP address.
Used in protection from fraudulent applications and for law enforcement purposes if any illegal activities arise.

Data Collected in a Non-Automatic Way
When an individual uses our website for insurance quote purposes, we collect the following data when you perform certain functions on our Site:

1. First and last name.
2. Age.
3. Date of birth.
4. Sex.
5. Email address.
6. Phone number
7. Address.
8. Driving history.

This data may be collected using the following methods:

1. Creating Quote.

How We Use Personal Data
Data collected on our website will only be used for purposes specified. We do not use your data beyond what we disclose in this Privacy Policy.

The data we collect automatically is used for the following purposes:

1. Form abandonment purpose only.

The data we collect when the user performs certain functions may be used for the following purposes:

1. Quote Purpose.

Who We Share Personal Data With
Employees
We may disclose user data to any member of our organization who reasonably needs access to your data to achieve the purposes set out in this Privacy Policy an insurance quote. If you fill out a quote application on our website, you opt-in to saving your name, email address and all other necessary information for obtaining your insurance quote.

Third Parties
We may share user data with the following third parties:

1. Agents and Brokers.

We may share the following user data with third parties:

1. Quote Request.

We may share user data with third parties for the following purposes:

1. Accessing Quote.

Third parties will not be able to access user data beyond what is reasonably necessary to achieve the given purpose.

Other Disclosures
We will not sell or share your data with other third parties, except in the following cases:

1. If the law requires it.
2. If it is required for any legal proceeding.
3. To prove or protect our legal rights; and
4. To buyers or potential buyers of this company in the event that we seek to sell the company.

If you follow hyperlinks from our website to another site, please note that we are not responsible for and have no control over their privacy policies and practices.

How Long We Store Personal Data
User data will be stored until the purpose the data was collected for has been achieved.

You will be notified if your data is kept for longer than this period.

How We Protect Your Personal Data
In order to protect your security, we use the strongest available browser encryption and store all of our data on servers in secure facilities. All data is only accessible to our employees, affiliated agents and or brokers. All are bound by strict confidentiality agreements and CASL Canadian anti-spam legislation regulations.

While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore we are unable to guarantee the security of user data beyond what is reasonably practical.

Age of use
The minimum age to use our website is 16 years of age or the age of majority in your local to obtain a driver’s license.

Cookie Policy
A cookie is a small file, stored on a user’s hard drive by a website. Its purpose is to collect data relating to the user’s browsing habits. You can choose to be notified each time a cookie is transmitted. You can also choose to disable cookies entirely in your internet browser, but this may decrease the quality of your user experience.

We use the following types of cookies on our website:

1. Functional cookies
Functional cookies are used to remember the selections you make on our Site so that your selections are saved for your next visits.

Modifications
This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy we will update the “Effective Date” at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.

Contact Information
If you have any questions, concerns or complaints, use our contact us page.